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Will Your Family Have to Go Through Probate? A Practical Guide to Estate Planning and Probate
Many people assume their loved ones will have to go through probate after they pass away, but that is not always the case. Whether probate is required often depends on how your assets are owned and whether you have taken steps to coordinate your estate plan. In this article, we explain what probate is, which assets typically go through probate, which assets may avoid it, and how thoughtful estate planning can help make the process easier for your family.

Colin McMichen
4 days ago


Caregiving for a Loved One: An Estate Planning and Practical Guide for Alabama Families
Caring for a loved one is one of life's greatest acts of love—but it can also be physically, emotionally, and financially overwhelming. Whether you are helping an aging parent, spouse, or another family member, the right legal planning can ease uncertainty and reduce stress. In this guide, you will learn practical caregiving tips, the essential estate planning documents every Alabama family should have, and how planning ahead can help protect both you and the people you love.

Colin McMichen
Aug 4


Before Your Child Leaves for College: An Estate Planning Checklist for Alabama and Florida Parents
Sending a child off to college is an exciting milestone, but many parents overlook an important part of the preparation process. Once your child reaches the age of legal adulthood—18 in Florida and 19 in Alabama—you may no longer have the legal authority to make healthcare or financial decisions on their behalf. Learn which legal documents every college-bound student should consider before move-in day and why planning ahead can provide peace of mind.

Colin McMichen
Jul 27


Is It Too Late to Protect Your Assets From Nursing Home Costs in Alabama?
If your spouse or parent already needs nursing home care, you may be wondering whether it is too late to protect your savings, family home, or other hard-earned assets. While planning options become more limited once long-term care is needed, it is not always too late. Depending on your circumstances, Alabama Medicaid planning strategies may still be available. Learn what families should know about crisis Medicaid planning, the five-year look-back period, and the options that

Colin McMichen
Jul 23


Can a Handwritten Document Change Your Estate Plan? Lessons from Larry King's Estate
Can a handwritten document change your estate plan?
After Larry King's death, a handwritten will surfaced that appeared to conflict with his existing estate planning documents, leading to litigation between his widow and children before the parties ultimately reached a confidential settlement.
In our latest article, we examine the estate planning lessons from the dispute, including the risks of informal changes and how Alabama and Florida law treat handwritten wills.

Colin McMichen
Jul 16


Florida Raises the Summary Administration Limit to $150,000: What the New Probate Law Means for Families (2026)
Florida's summary administration limit increased from $75,000 to $150,000 on July 1, 2026, making Florida's simplified probate process available to many more families. While the change will allow more estates to avoid formal administration, summary administration is not always the best option. Learn how the new law works, which assets count toward the limit, and when formal probate may still provide important protections for beneficiaries and creditors.

Colin McMichen
Jul 9


What Happens to Debt After Death? Alabama & Florida Probate Guide
When someone dies, what happens to their debts? Do children inherit credit card balances? Does a revocable living trust protect assets from creditors? This guide explains how debts are handled after death in Alabama and Florida, including the probate process, creditor claim deadlines, insolvent estates, trust assets, final tax returns, and common misconceptions. Learn what families, personal representatives, and trustees need to know to navigate estate administration with con

Colin McMichen
Jul 2


The Missing Piece of Incapacity Planning: Why Your Family Needs More Than an Estate Plan
Most people think estate planning is all about legal documents. But what would happen if your loved ones needed important information during an emergency or period of incapacity? An estate plan provides legal authority, while an emergency binder provides practical information. Learn why both are important, what should be included in an emergency binder, and how the Family Blueprint can help you organize everything in one place.

Colin McMichen
Jun 25


Can Guardians and Trustees Be Different People? A Parent’s Guide for Families in Alabama and Florida
If you have minor children, choosing who would care for them is one of the most important estate planning decisions you will make. But should that same person also manage their inheritance? This article explores the differences between guardians and trustees, when it may make sense to separate those roles, and how thoughtful planning can help protect your children and their future.

Colin McMichen
Jun 17


The Hardest Estate Planning Conversations Families Avoid
Many families avoid difficult estate planning conversations because they feel uncomfortable or overwhelming. But avoiding them can create more stress during a crisis. Whether it is choosing who will make decisions if something happens to you, discussing medical wishes, or naming guardians for children, these conversations matter. Learn the key estate planning discussions every family should have—and why having them now can make life easier later.

Colin McMichen
Jun 11


What Happens to Your Digital Accounts After Death? (And How to Ease the Burden on Your Loved Ones)
What happens to your online accounts after death? From email and banking platforms to social media and digital photos, much of life now exists online. Without planning, loved ones may struggle to access important information, pay bills, or preserve meaningful memories. Learn how digital assets fit into estate planning and the practical steps that can make things easier for your family.

Colin McMichen
Jun 4


Estate Planning for Adults Without a Spouse or Children
Many people assume estate planning is mainly for married couples or parents, but it can be even more important for adults without a spouse or children. Without a plan, important decisions about healthcare, finances, and inheritance may be left to distant relatives or the court. Learn how estate planning helps protect your independence, appoint trusted decision-makers, and ensure your wishes are followed.

Colin McMichen
May 28


Alabama Medicaid Asset Protection Trusts: How to Protect Assets Before Long-Term Care Is Needed
Medicaid Asset Protection Trusts (MAPTs) are an estate planning tool used to help individuals plan ahead for the potential cost of long-term care in Alabama. This article explains how MAPTs work, the importance of the 5-year Medicaid look-back rule, and why timing is critical. It also discusses probate avoidance, incapacity planning, and key considerations families should understand before establishing an irrevocable trust as part of a long-term care planning strategy.

Colin McMichen
May 19


The Probate Problems We See Most Often and Practical Estate Planning Steps to Reduce Delays, Costs, and Complications
Probate and estate administration can become far more complicated than families expect. In this post, we discuss common probate problems we frequently see in Alabama, including outdated estate plans, improper asset titling, missing beneficiary designations, and business ownership complications. We also explain practical estate planning steps that can help reduce delays, costs, and stress for loved ones later.

Colin McMichen
May 14


The Great Stork Derby: What Happens When a Will Is Unclear?
When Charles Vance Millar died in 1926, he left behind one of the most unusual wills in history. His estate plan sparked the Great Stork Derby, a ten-year contest that led to competing claims, court battles, and public scrutiny. The story is memorable, but the lesson is practical: even a legally valid will can create delay, expense, and conflict when key terms are unclear. Clear estate planning helps protect your wishes and the people you leave behind.

Colin McMichen
May 6


Do I Need a Will If I Am Married?
Marriage does not eliminate the need for a will—it makes it more important. Without one, Alabama law—not you—decides how your estate is divided, which may not fully protect your spouse or children. Even when outcomes seem similar, the process can be more complex, costly, and stressful. A properly drafted will brings clarity, reduces delays, and ensures your wishes are carried out while helping your family avoid unnecessary complications during an already difficult time.

Colin McMichen
Apr 30


How to Pass Your Home to Your Children in Alabama and Florida (and Avoid Costly Mistakes)
Learn how to pass your home to your children in Alabama and Florida without unnecessary delays, costs, or probate complications. This guide explains your options—from wills to trusts—and what happens if your children are minors or adults. Discover how proper planning can protect your family, avoid court involvement, and ensure your home transfers the way you intend.

Colin McMichen
Apr 23


DIY Estate Planning Mistakes That Can Lead to Probate Problems
DIY estate planning may seem simple, but small mistakes can lead to costly probate problems for your family. A will alone does not avoid probate, and an unfunded trust will not work as intended. From outdated beneficiary designations to improperly titled assets, these common errors can create delays, expenses, and stress—making it essential to ensure your plan is complete and properly structured.

Colin McMichen
Apr 16


Succession and Estate Planning for Small Business Owners: A Step-by-Step Guide
Building a business takes years of hard work—but without a plan, it can quickly become a burden for your family. This step-by-step guide for small business owners explains how to protect your company with tools like trusts, buy-sell agreements, keyman insurance, and powers of attorney. Learn how to ensure continuity, avoid conflict, and preserve your legacy so your business can continue to thrive for years to come.

Colin McMichen
Apr 9


Easter, Hope, and the Legacy You Leave Behind
Easter is a season of hope, renewal, and reflection. It is a time to focus on what matters most—your family and the legacy you are building for them. A thoughtful estate plan provides clarity, protection, and peace of mind, ensuring your loved ones are cared for no matter what the future holds. This Easter, consider taking a step toward securing your family’s future.

Colin McMichen
Apr 1
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